Lloyd's Coverholder Facility
Homeowners Program
New York, New Jersey, and Connecticut
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AM Best Rating:
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A Excellent
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The above underwriting company(s) are Non-Admitted in the states listed above. Subject to a 25% Minimum Earned Premium
Form: ISO Homeowners 3 Only
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Minimum Cov A Dwelling Limit:
Coverage B: Other Structures:
Coverage C: Personal Property:
Coverage D: Loss of Use:
Coverage E: Personal Liability:
Coverage F: Medical Payments:
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$200,000
10% of Cov A
50% of Cov A
20% of Cov A
$300,000 ($500,000 Available)
$5,000 ($1,000 in NJ)
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Deductibles:
AOP Deductibles:
Under $500,000 Limit:
$500,000 - $999,000:
$1,000,000 - $2,000,000:
Windstorm Deductibles:
1,000 to 2500 ft.
2,500 ft to 5 miles
5 miles to 10 miles
Over 10 miles
Valuation:
Coverage A:
Coverage C:
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Minimum of $1,000
Minimum of $2,500
Minimum of $5,000
3%
2%
1%
Not Required
Replacement Cost if insured at 80% RCV
Actual Cash Value (Replacement Cost Avail.)
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Secondary or Seasonal Dwellings:
Other Policy Warranties:
Acceptable Loss Experience:
Will consider 2 prior losses within the past 3 years.
The above summary does not constitute an offer for coverage nor does it exhibit all program terms and conditions.
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