We’ve got a “home” for personal properties others simply won’t write.

Providing agents with outside-the-box, competitive insurance solutions for high-hazard, high-risk personal & commercial properties.

Expand your agency’s opportunity:

Snyder Specialty:

Serving Retail Agents throughout the Tri-State Area & Pennsylvania

Our 15 years of experience insuring properties with special exposures, such as high-value homes, or those considered high-hazard risks, such as catastrophe-prone homes in coastal areas, puts us in a unique position to serve the insurance retail agent. As an MGA, Surplus Lines Broker, and Lloyd’s coverholder, at Snyder Specialty, LLC, we have developed exclusive programs to address the unusual risks of specific properties as well as have additional markets to respond as traditional carriers redefine their appetites. Our personal lines coverages include:

Homeowners Insurance

What We Write:

High-value properties
Coastal homes
LLC or estate-owned homes
Properties with underground tanks
Frame-construction properties
Homes with structural issues
Properties with prior claims
Vacation/seasonal homes
Properties vacant part of the year

Learn more about our exclusive homeowners program

We Write the Personal Property Others Don’t, We Get Things Done

For 15 years, we have provided agents with a home to secure coverage for clients with high-hazard, high-risk, and high-value personal properties. This includes providing Property and Liability coverage for coastal properties, vacation homes, seasonal and rental dwellings, and properties under construction. Excess Flood insurance is also available for personal properties.

Turn to Us for Our Commercial Property Solutions

We also have programs for all types of commercial properties including restaurant, habitational and real estate risks, which can be difficult for agents to find coverage in a firming marketplace characterized by a tight underwriting guidelines, diminished capacity and changing carrier appetites. Our greatest success has been placements through our Exclusive Monoline Property facility for all building construction types where we offer terms for Restaurant Improvements, Habitational Risks, Mixed Use Mercantile Buildings and many other combinations of classifications. The endorsements you expect including Boiler & Machinery, as well as a broadening Enhancement Endorsement are available for your insureds.

We Rise Above the Competition

As an insurance retailer, you’ll benefit from working with us in securing protection for hard-to-place property accounts. You’ll get the advantage of:

A fresh-thinking approach to tap into new opportunities.
Our deep relationship with Lloyd’s of London enables us to continue to provide innovative, consistent product offerings in our specialty areas, including for high-risk accounts – from coastal frame homes to LLC-owned and estate homes, properties with underground tanks, owner-occupied or rented single or 2-4 multi-family homes, buildings under construction, and much more.
Dedicated responsiveness as we hold the pen for our programs, giving us the ability to underwrite, rate, quote and bind accounts quickly so you can address and deliver on your clients’ insurance needs.
Competitive rates.
Higher agency commissions.

Rental (Dwelling Fire)

Our program provides coverage for dwelling structures to protect against hazards such fire, explosion, vandalism and weather-related occurrences like wind and lightning. Policies can be written to reimburse an insured for either the cash value of the home, or for the cost of replacing it in the event of a disaster.

Learn more about our exclusive rental program for dwellings

Excess Flood

Extends coverage after the primary policy limits under the National Flood Insurance Program (NFIP) or with private Flood insurance are exhausted.

Learn more about our Excess Flood program

Tell Us What You Need

We’re ready to put our experience, expertise, appetite, underwriting capabilities, creativity, superior specialty insurance products, and market relationship with Lloyd’s to work for you—more important than ever in today’s increasingly challenging insurance landscape. Let our programs help protect your clients’ future.