It is vital to prevent fires in the home by following significant safety steps and acting vigilantly at all times. House fires cause a lot of death and property loss nationwide. Additionally, house fires result in billions of dollars worth of property damage. They also cause deaths and injuries to thousands, including firefighters and first responders.
This article covers ways to identify fire risks and ensure homes can receive protection with homeowners insurance.
Leading Causes of House Fires
Awareness of the most frequent causes of house fires can help prevent the destruction of property and loss of lives.
The National Fire Protection Association (NFPA) has related the five most common reasons for house fires and fire casualties. These are:
- Cooking
- Heating
- Electrical distribution and lighting equipment
- Intentional fire setting
- Smoking materials
Top Tips for Fire Safety
Find out how to prevent home fires by taking these preventive measures:
Install Smoke Alarms
Every level of a home should have smoke alarms installed in bedrooms and outside sleeping areas. If possible, testing these alarms every month and the batteries if they stop operating is essential. A homeowner can choose their smoke alarms based on the size of their home.
Check Electrical Distribution
It is essential to inspect electrical cords for signs of fraying and replace them if necessary. Likewise, do not pinch electrical cords or cover them with rugs.
Knowing the limits of the electrical system in the house is also a good idea. It will help limit the load on the circuits.
Light Candles Safely
Soft candlelight can make a chilly winter night feel so much cozier. Nevertheless, a few safety precautions are in order.
Keep candles away from materials that could catch fire. These include curtains, light shades, bookshelves, and papers.
Pay Attention when Cooking
Cooking can also lead to home fires and fire injuries. But taking a few simple precautions could prevent a disaster.
Homeowners should realize that almost everything in the kitchen could catch fire in just a few seconds. You can prevent accidents by removing clutter and distractions from the food preparation areas.
It is essential to remain in the kitchen while food is grilling, boiling, broiling, or frying. It is also best to avoid cooking and baking when tired and likely to fall asleep.
Finally, take extra care of flammable objects in the kitchen. Not leaving items such as cookbooks, dishtowels, and potholders on the stovetop is essential.
Avoid Space Heater and Fireplace Fires
A homeowner should keep all flammable materials at least three feet from the fireplace, space heater, or stove. It goes for fabrics, papers, and wooden furniture.
Cleaning the fireplace regularly reduces smoke production and helps prevent house fires. Also, homeowners can have a chimney sweep certified by the Chimney Safety Institute of America (CSIA) professional. It is noteworthy to inspect the chimney before the cold months, primarily when using it regularly.
About Snyder Specialty
Snyder Specialty, LLC is a New York-based underwriting facility that provides a range of property and liability solutions for personal and commercial lines. Specializing in coastal properties and hard-to-place risks, Snyder Specialty expands your current capabilities with proven solutions for complex risks. Find out more about the company’s range of services by calling (718) 362-8039.
